A Florida pool is warm for most of the year without any help. The question is what to do about the 4–6 months when it isn't, and how to pay for that decision over the next decade. There are three mainstream heater types on the market, each with a clear use case. Pick wrong and you'll either be cold six months a year or watch the gas meter spin harder than the pool pump.
The three heater types, in plain English
| Type | How it heats | Speed | Operating cost |
|---|---|---|---|
| Gas (natural or propane) | Burns fuel under a heat exchanger. | Fast — raises a 15,000-gal pool ~1°F per hour at 400k BTU. | High per hour. Best for short, intense use. |
| Heat pump (electric) | Moves heat from the outside air into the water, like an AC run in reverse. | Slow — needs 24–72 hours to bring a cold pool up 10°F. | Low per hour. Typically 3–8x more efficient than electric resistance. |
| Solar | Pumps pool water through black panels in direct sun. | Weather-dependent. Gains 5–10°F on a good day. | Essentially free after install. No fuel, minor pump energy. |
How to pick, Florida edition
- Heat pump is the default answerfor most Florida residential pools. Our mild winters keep ambient air above ~55°F on most days — the temperature floor below which a heat pump's efficiency tanks. You trade a slower heat-up for the lowest running cost in the state.
- Gas makes sense when you use the pool rarely but want it hot fast— weekend homes, vacation rentals, or when a cold snap hits a heat pump harder than the owner wants to wait out.
- Solar is a great supplement, rarely a standalone answer. Pair solar with a heat pump to extend the season for pennies and only run the heat pump on cloudy days.
- Electric resistance heaters (other than small spa-only units) are a Florida anti-pattern. Slow, expensive, and outclassed by heat pumps in every way that matters.
Sizing — the math that protects your budget
Under-sizing a heater is the single most common mistake on Florida pool builds. The rule of thumb pool builders use:
- BTU = Gallons × 8.33 lb/gal × desired °F rise— the one-time energy to raise the pool to temperature.
- Divide BTU by the heater's output and by the hours you're willing to wait to get heat-up time.
- Add 4% for every 1,000 ft above sea level. Irrelevant in most of Florida; matters in Orlando's higher elevations barely.
For a 20,000-gallon pool rising 10°F: 20,000 × 8.33 × 10 = 1,666,000 BTU of total energy needed. A 400,000 BTU/hr gas heater delivers that in about 4 hours. A 140k BTU/hr heat pump does it in about 12 hours.
The COP conversation (for heat pumps)
Coefficient of Performance (COP) is the ratio of heat output to electrical energy consumed. An electric resistance heater has a COP of 1 — one unit of electricity delivers one unit of heat. A modern pool heat pump is AHRI-rated at COP 5–6 (80°F air, 80°F water; some inverter units approach 6.5 at ideal conditions), which means for the same electricity bill you get 5–6 times the heat. Colder air lowers COP; scroll-compressor units keep performance higher at cold ambient than older reciprocating designs.
Bottom line for most Florida homeowners: size a heat pump for your pool, consider adding solar if your roof works, and only go gas if you genuinely need to heat a cold pool on short notice a few times a year.
Pool heater sizing calculator
Surface area × temperature rise × 12 = required heater output. Surface area drives it — evaporation is where pools lose heat.
84–88°F is the family sweet spot.
South Florida unheated pools bottom out in the low-to-mid 60s.
Gas heater: 200k BTU nameplate
A 19°F rise on 392 sq ft needs ≈ 89,000 BTU/hr of output (≈ 109k input at ~82% efficiency). Oversizing a gas heater is fine — it just reaches temperature faster. Undersizing means it runs forever on cold weekends. Heat pumps are rated differently (typically 110k–140k BTU output) and heat slower but far cheaper per degree — the right call for set-and-hold temperature in South Florida; gas wins for fast weekend heat-ups.
Reference sizing for an uncovered residential pool with typical wind exposure, per manufacturer surface-area charts. A solar cover cuts the real load dramatically. Final sizing and gas-line capacity are the installer's responsibility.
Frequently asked questions
Gas is the fast option. A 400,000 BTU gas heater raises a 15,000-gallon pool about 1 degree an hour, and for a 20,000-gallon pool needing a 10-degree rise it delivers the full heat-up in about 4 hours. A heat pump is slow by comparison, needing 24 to 72 hours to bring a cold pool up 10 degrees; a 140k BTU heat pump does that same 20,000-gallon rise in about 12 hours. Gas wins on speed, heat pump wins on running cost.
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